Achieving Financial Inclusion for Inclusive Development

This book provides a comprehensive analysis of financial inclusion in India, blending empirical analysis with policy evaluation. It showcases the remarkable progress achieved through various financial inclusion initiatives in India, most notably through the Pradhan Mantri Jan Dhan Yojana (PMJDY), while also addressing the challenges that persist. Drawing on unit-level data from multiple rounds of the NSSO-Debt and Investment Survey, the book offers a rigorous assessment of four core components of financial inclusion: savings, credit, insurance, and remittances. This analysis is further enriched by data from the Reserve Bank of India and the Global Findex, providing a well-rounded analysis. By offering nuanced insights into India s financial inclusion journey, this work serves as a valuable resource for policymakers, researchers, development practitioners, and students working in the domain of financial inclusion.

Chapter one- Financial Sector Development in India: An Overview. - Chapter two- Financial inclusion drive in India- A comparative analysis with other developing countries. - Chapter Three- Financial Inclusion in India: A State-level Analysis. - Chapter Four- Financial Inclusion and Rural Credit Access. - Chapter Five-Financial Inclusion and Urban Credit Access. - Chapter Six- Financial Inclusion and Savings in Banks. - Chapter Seven - Financial Inclusion and Insurance. - Chapter Eight - Financial Inclusion and Remittance Services.