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How to Save Thousands of Dollars on Your Home Mortgage

2. Auflage. 2:B&W 6 x 9 in or 229 x 152 mm Perfect Bound on Creme w/Gloss Lam. Sprache: Englisch.
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New information in this edition is designed to help homebuyers use the Internet to find a home and get a mortgage, examine automated underwriting models and conforming loan limits, and weigh new shopping strategies. Easy-to-read charts and graphs, he... weiterlesen
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Produktdetails

Titel: How to Save Thousands of Dollars on Your Home Mortgage
Autor/en: Randy Johnson

ISBN: 0471223271
EAN: 9780471223276
2. Auflage.
2:B&W 6 x 9 in or 229 x 152 mm Perfect Bound on Creme w/Gloss Lam.
Sprache: Englisch.
John Wiley & Sons

25. Juli 2002 - kartoniert - 306 Seiten

Beschreibung

New information in this edition is designed to help homebuyers use the Internet to find a home and get a mortgage, examine automated underwriting models and conforming loan limits, and weigh new shopping strategies. Easy-to-read charts and graphs, helpful sample forms, and numerous examples aid in understanding.

Inhaltsverzeichnis

Foreword. Introduction. PART 1: BACKGROUND. The Structure of the Mortgage Industry. How Lenders Influence Borrowers' Choices. How Lenders Market Loans. How to Choose the Right Loan. KEY POINTS. For First-Time Home Buyers. PART 2: CHOOSING A LENDER AND GETTING APPROVED. Qualifying 101. Credit. Bank, S&L, or Broker? Shopping for a Loan and Negotiating with a Lender. APR, Buy-Downs, and Discount Points. What to Do When You Run into a Problem. QUALIFYING PROBLEMS. PART 3: LOCKING AND CLOSING. How Lenders Can Cheat Their Customers. Closing Costs, Lender Fees, and Other Fees. PART IV: ADVANCED TOPICS. Qualifying 201. Refinancing. Fifteen-Year Loans and Accelerated Payoffs. Equity Lines, Seconds, and Reverse Mortgages. No-Cost and Zero-Cost Loans. Technology: The Internet and Software. THE MORTGAGE INDUSTRY ON-LINE. Epilogue: On the Need for Reform and Other Thoughts. Appendix. Glossary. Index.

Portrait

RANDY JOHNSON is President of Independence Mortgage Company and has personally originated over $600 million in residential loans. He is also the author of How to Find a Home and Get a Mortgage on the Internet, available from Wiley. Visit his Web site at www.loan-wolf.com.
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