Manal Dhafer Al-Qahtani is Lecturer in Finance at the College of Business, University of Jeddah, Saudi Arabia, and a PhD candidate in Finance at La Trobe University (LTU), Australia.
M. Ishaq Bhatti is Professor of Finance and Financial Data Analytics at the School of Business and Economics at the Universiti Brunei Darussalam, Brunei (SBE-UBD), the Founding Director of the Islamic Banking & Finance Program at LaTrobe University (LTU), Melbourne, Australia, and an adjunct senior research fellow at ANU, SP Jain School of Global Management, Sydney.